

Guardrails, Gamechangers and Growth: European Fintech’s 2026 Playbook
By Koen Vanderhoydonk, CEO The Connector. European fintech is heading into a more grown‑up, rules‑heavy era, and the winners of 2026 will be the ones that treat regulation, AI safety and ecosystem presence as superpowers rather than chores. Think less “move fast and break things” and more “ship fast, pass audits, and stay invited to all the right rooms”. The new rulebook era By 2026, the combined impact of MiCA , DORA , PSD3/PSR , the AI Act and the emerging FIDA open‑finan


FinanceX is an official media partner of Money20/20 Asia 2026
FinanceX Magazine is proud to partner with Money20/20 Asia, taking place this April in Bangkok. As one of the region’s most influential banking and payments events, Money20/20 Asia brings together incumbent and digital banks, payment innovators, investment leaders, and infrastructure providers shaping the future of financial services across APAC. The event provides a focused platform for institutions looking to build strategic banking partnerships, enter new markets, and e


Privalgo secures Dutch EMI licence and sets sights on European expansion
By Daniel Biggs CEO & Founder, Privalgo and Ronald Wallroth MD Privalgo Europe London-based fintech Privalgo has secured a Dutch Electronic Money Institution (EMI) licence from De Nederlandsche Bank (DNB) , marking a significant milestone in the company's European expansion. The licence, granted on 1 August 2025, enables the launch of Privalgo B.V. in Amsterdam and allows the company to passport its services across all EU member states. We spoke with CEO Dan Biggs and Mana


ECB paves way for acceptance of DLT-based assets as eligible Eurosystem collateral
Press release - 27 January 2026 Eurosystem to accept marketable assets issued in central securities depositories (CSDs) using distributed ledger technology (DLT) as eligible collateral for Eurosystem credit operations as of 30 March 2026 Further work is exploring ways to expand eligibility to assets issued and settled entirely on DLT networks Decision reflects Eurosystem’s commitment to innovation and fosters technological progress in European financial markets The Eurosystem


The Open Banking Moment for Property: How a small UK association is quietly rewiring the foundation of the housing market
By Maria Harris, Founder and Chair of the Open Property Data Association (OPDA) When Open Banking launched in the UK, few outside finance understood what it would unleash. It began as a regulatory mandate to share data between banks. It evolved into a platform that reshaped payments, lending, personal finance, and entire categories of fintech. Now the same blueprint of openness and standardisation is moving into one of the most fragmented and outdated sectors of all: propert


ValidPath: IFAs prioritising client growth amid industry-wide optimism
Attracting new clients is a high priority for over two thirds (69%) of IFAs this year Almost a third (31%) will look to partner with other professional services firms to attract and retain more clients in 2026 A clear majority (93%) of IFAs feel optimistic about the year ahead Two thirds (66%) are primarily focused on profitable growth Press release - 26 th January 2026: ValidPath , the network for independent financial advisers, has today published new research re


QuontX@Singapore Fintech Festival
By Mike Vanderroost & Pieter De Clerck - QuontX This year, the Singapore Fintech Festival marked its 10th edition, celebrating a decade of collaborative innovation in finance. With QuontX , a financial deeptech company based in Ghent, Belgium, we had the opportunity to experience this global highlight of the year within fintech, with the appreciated support of Flanders Investment & Trade . The technology QuontX develops for advanced financial risk analysis, is inherently int


The ASEAN Edge
By Lito Villanueva, Chief Innovation and Inclusion Officer of RCBC There’s an age-old commandment that says, “Do unto your neighbors as you would have them do unto you.” It is a simple truth that transcends faith, culture, and borders. It is also a much-needed reminder in today’s politically complex landscape that progress, like kindness, multiplies when shared. In the world of fintech and innovation, this principle finds new meaning. In the ASEAN region, our neighbors are n
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