This week, the European Commission is pushing PSD3 toward summer publication, FiDA's trilogues are paused, and a US BaaS giant just signed a non-binding term sheet that could redraw the sponsor-bank map.

Brazilian fintech infrastructure took a step toward maturity this week as Juspay and Cumbuca released the Open Finance Playground, a free, open-source documentation and simulator stack designed to compress the multi-week onboarding curve that has slowed new entrants into Brazil's Open Finance ecosystem. The release targets a structural bottleneck in the world's largest open banking market: regulator-grade specifications that describe what compliant systems must do, but offer

Lean Technologies has expanded its Pay by Bank product onto the UAE's newly operational Open Finance rails, moving account-to-account (A2A) payments out of pilot territory and into regulated, nationally standardised infrastructure. The Riyadh- and Dubai-based fintech, which has processed more than $4 billion in transaction volume since 2019, is now bundling deposits, collections, checkout, and subscriptions into a single Pay by Bank suite for merchants including e&, Careem, D

Dubai-based Spare has executed the United Arab Emirates' first cross-border Open Finance payment, plugging the country's national AlTareq scheme into international rails and giving fintechs a single API to move money across borders without stitching together correspondent banking relationships. The pilot transaction, settled with UAE banks, is the first live international payment initiated under the Central Bank of the UAE's Open Finance Regulatory Framework. Spare holds an I