By Simon Lyons, CSO of obconnect When instant payments collapsed the old “buffer of days” into seconds, the industry lost a natural defence against fraud and misdirection. Many markets responded with point solutions: partial name checks here, central files there, vendor-led widgets everywhere. New Zealand chose a different path and, in doing so, set out a blueprint for how banking infrastructure should be built in a real-time world: collaboratively, with shared rules, utiliti

There’s no shortage of pressure on banks right now. Between tightening regulations, rising operational costs, surging customer expectations, and nimble competitors redefining what “good” looks like, the industry is feeling the squeeze. Add legacy systems to that mix and you've got a problem. Not a small one; a “can’t launch new products, can’t personalise experiences, can’t integrate without headaches” kind of problem. Modern banking needs modern foundations. That’s where BIA

Banks are pouring resources into polished front-ends and powerful core systems, but the critical layer that connects them is too often...

By Andrew Vorster, Head of Growth, The Banking Scene As a lifelong Sci-Fi fan, I’ve read countless books and seen a vast number of...