By Pierre E. Berger Joris Latui and Guus Elsbeek, DLA Piper An Introduction to the Concept of RegTech The financial sector continues to adopt innovative technologies at an accelerating rate1. Regulatory Technology (or "RegTech" for short) refers to the application of technology-driven innovations to meet regulatory, compliance and reporting obligations by regulated entities, whether independently or with the support of specialized providers, offers significant potential to en

By Sandra Danciu (associate), with the review of Camelia Ianțuc (Counsel), Filip & Company Automated lending is often presented as a story of efficiency — faster approvals, better customer experience, and scalable growth. Under the Consumer Credit Directive II (Directive (EU) 2023/2225) ( “CCD II”), however, the real question is no longer how quickly credit can be granted, but whether each decision can be justified as prudent, evidence-based, and legally defensible. In that s

By Piotr Putyra, Managing Partner, Barrister, Dudkowiak & Putyra Financial institutions across the European Union are increasingly deploying artificial intelligence to strengthen their Know Your Customer (KYC) and Anti-Money Laundering (AML) frameworks. From automated identity verification and transaction monitoring to sanctions screening and suspicious activity reporting, AI tools promise to reduce false positives, accelerate onboarding, and free compliance teams to focus on

By Zinah Abdaki, CMO at Qube AI agents are already making payments on behalf of consumers. The compliance frameworks governing those payments do not exist yet. That gap between what the technology can do and what regulation currently covers is the most pressing risk management challenge facing European PSPs and compliance teams in 2026. And it is one that will not wait for regulatory clarity before it starts creating real problems. The Scale of What Is Already Happening Googl