By Samuel Lissner, BeyondP2P P2P platforms often advertise one headline feature: “We’re regulated.” It sounds reassuring, and it usually ends the discussion. But “regulated” is not a regulated term. In European P2P, there is a meaningful difference between frameworks built to protect investors and frameworks that mainly ensure the platform files its anti-money laundering paperwork. Good regulation does not prevent losses. What it does is reduce avoidable failure modes: commi

By Gabriel Schild , Said El Addaoui, and Michel Straga - DXC In Brussels, it is easy to think of innovation as something we can sequence: consult, draft, implement, supervise. That rhythm has served Europe well. It produced legal certainty, rule-based supervision, and a financial system designed to move at human speed. What changes the conversation is not simply “more AI,” but the way AI compresses time and reallocates power inside financial markets.  The question is no long

By Koen Vanderhoydonk, CEO The Connector. European fintech is heading into a more grown‑up, rules‑heavy era, and the winners of 2026 will be the ones that treat regulation, AI safety and ecosystem presence as superpowers rather than chores. Think less “move fast and break things” and more “ship fast, pass audits, and stay invited to all the right rooms”. The new rulebook era By 2026, the combined impact of MiCA , DORA , PSD3/PSR , the AI Act and the emerging FIDA open‑finan

Alexandre Kech - CEO - Global Legal Entity Identifier Foundation (GLEIF) The Global Legal Entity Identifier Foundation (GLEIF) , a non-profit established in 2014 by the Financial Stability Board (FSB) under the G20 mandate, is accelerating its mission across the Asia-Pacific (APAC) region. Headquartered in Basel, Switzerland, GLEIF drives global adoption of the Legal Entity Identifier (LEI) and the verifiable LEI (vLEI) to deliver unprecedented transparency and trust in fina