Author: Rebecca Marina (Counsel) and Roxana Șerban (Associate) The European Union likes to see itself as a global leader in financial innovation. It has built sophisticated rules for open banking, instant transfers and digital assets, aiming to make payments within Europe seamless and secure. However, behind this ambition lies a problem that policymakers have struggled to solve. The EU’s legal framework for payments is fragmented. It has not developed as a single, coherent bo

By Pierre E. Berger, Esperanza Morales, Joris Latui LL.M., DLA Piper 1.Introduction Stablecoins are crypto-assets designed to maintain a stable value relative to a reference asset, usually a fiat currency such as the US dollar or the euro. Their market has expanded rapidly, with global capitalization surpassing USD 300 billion by September 2025.[1] It remains, however, dominated by dollar-denominated coins. This rapid expansion has made stablecoins a focal point in debates ab

In early October, The Amsterdam Fintech Event 2025 (#AFE25) brought together professionals, entrepreneurs, investors, and fintech enthusiasts from around the world for three dynamic days of engagement. Unlike traditional conferences, AFE25 focused on creating an informal and interactive atmosphere, encouraging participants to engage in meaningful conversations and explore innovative ideas shaping the future of financial technology.  Jointly organized by the Holland Fintech A

FinanceX Research by Sean Murphy Something remarkable is happening in finance. After years of eye-rolling and denial, the crypto and traditional banking worlds are finally learning to speak the same language. When I first started working in fintech ten years ago, these groups could not have been further apart. I remember a conference in Dublin in 2017 called MoneyConf. It was like two different planets sharing a venue. One side was packed with crypto evangelists, many of whom