The Future of Finance Meets in Amsterdam: What to Expect at Money20/20 Europe 2025

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Next week, the fintech world will converge once again in Amsterdam for Money20/20 Europe 2025, taking place from June 3 to 5 at the RAI. As media partners and contributors to the evolving dialogue on financial technology through FinanceX Tech Magazine, we are particularly excited to explore how this year’s central themes resonate with the topics we’ve been covering throughout 2025.

This year’s edition promises a mix of critical reflection and bold forecasting, under the banner of four guiding themes: Digital DNA, Beyond Fintech, Embedded Intelligence, and Governance 2.0. Money20/20 Europe is more than just an event. It’s a barometer of the industry’s priorities and a launchpad for the innovations that will shape tomorrow’s financial services.

Digital DNA: Identity at the Core of Finance

The first theme, Digital DNA, explores the increasingly central role of identity in finance. In a world where interactions are digitised and fraud risks heightened, the secure authentication of users is no longer optional. Sessions on digital identity, biometrics, and data portability address how identity itself is becoming a currency, transforming not just onboarding processes but access to credit, payments, and personalised advice.

At FinanceX, this resonates deeply with our January issue on WealthTech, where we explored how AI-driven advisory platforms are evolving into trust-based digital environments. Identity is foundational here, not just for KYC compliance, but as a driver of hyper-personalised services and ethical data use.

Beyond Fintech: The Redesign of Money

Beyond Fintech pushes the conversation past apps and APIs to ask: What is money becoming? Financial services are no longer confined to traditional institutions—they're being embedded across industries, from retail to healthcare to logistics. Fintech is now infrastructure.

This aligns perfectly with our next edition on Embedded Finance and Green Tech, where we highlighted how platforms like Amazon and SaveIN are bringing savings, credit, and insurance directly into consumer journeys. Money20/20’s focus here will explore not only the shift in distribution models but also the cultural, economic, and geopolitical reshaping of value and exchange.

As Europe prepares for a new phase of digital euro discussions and programmable payments, Amsterdam is poised to become the focal point for defining what the next generation of money will look like.

Embedded Intelligence: Finance That Thinks

The rise of Embedded Intelligence acknowledges that AI is no longer experimental in financial services—it’s operational. Whether it's generative AI in customer support or algorithmic risk modelling, the question is not “if” but “how smart” financial products can become.

Our March edition dove deep into this very frontier, analysing how technologies like AI and quantum computing are reengineering everything from trading to fraud prevention. In Amsterdam, we expect to see this theme brought to life in sessions that showcase both practical implementations and governance challenges.

Key questions remain: Can AI serve as a co-pilot for CFOs? Will predictive models ever fully replace human advisors? The stage is set for provocative discussions and potentially, paradigm-shifting announcements.

Governance 2.0: Regulating the Unknown

The most timely and perhaps contentious theme is Governance 2.0. Regulators are racing to keep pace with technological advancements. With the EU’s MiCA and DORA frameworks just starting to take hold, the event will explore how oversight can adapt to new risks without stifling innovation.

At FinanceX, we’ve been covering this extensively in our April RegTech edition. Supervisory technology (SupTech), real-time compliance monitoring, and the rise of policy sandboxes are all part of a new regulatory playbook. Amsterdam will provide a unique venue for regulators, banks, and startups to share the stage, and maybe, shape the rules together.

Sessions in the new Policy Exchange zone will be a must-attend for anyone involved in legal, compliance, or risk functions, as well as for founders navigating the European regulatory maze.

Final Thoughts

What makes Money20/20 unique is not just its scale, but also its ability to spotlight both vision and execution. Whether you’re there to find a partner, validate a trend, or challenge a norm, the event provides an opportunity for meaningful exchanges.

This year, The Connector is proud to join as an official media partner of Money20/20 Europe 2025, bringing the voices of fintech innovators to a broader stage through our publication, FinanceX Tech Magazine. We’ll be on the ground in Amsterdam, capturing the insights, energy, and emerging signals that'll shape the next chapter in financial technology.

Both Koen and Sean from The Connector team will be attending and look forward to meeting many of you in person, whether to discuss new trends, explore collaboration opportunities, or connect with like-minded people who share a passion for shaping the future of finance.

Let’s make the most of this moment together. See you at Money20/20 Europe.