StaBillon: Europe's Digital Currency Revolution Takes Center Stage

By Jacek Figuła In the bustling corridors of GITEX Africa 2025 in Marrakech, amid the electric atmosphere of Africa's largest tech and startup event, an offer that StaBillon has been recently launching started to gain attention. The ambitious Euro EMT - E-money token venture from Billon Group was one of five European innovators selected by the European Innovation Council for their prestigious EIC Pavilion, showcasing groundbreaking solutions that could reshape how Europe handles digital money.

A Vision Born from Necessity

The story of Euro denominated EMT (E-Money Token) begins with a simple yet powerful premise: Europe needs its own digital currency solution. While USD-dominated stablecoins like Tether and USDC command market caps of $139 billion and $60 billion respectively, Euro stablecoins languish with a mere $435 million total market cap—less than 1% of the total stablecoin supply, despite the Euro being the world's second most used currency.

Europe has stood up the challenge and adopted the first complete crypto and digital currency act - MiCA (Market in Crypto Assets). It has laid down the foundation for new E-Money Tokens creation in Europe, while the delisting of the mainly US based stablecoins. 

Founded as a subsidiary of Billon Group in 2017, StaBillon emerged with a singular mission: to introduce digital and distributed ledger-based money into real circulation. The company applied for the Electronic Money Institution (EMI) license and received one from Poland's KNF in 2019. It has been serving programmable payments for large corporations since March 2021, StaBillon positioned itself perfectly for the seismic shift that MiCA regulation brought on December 30th, 2024 to the European market.

The Fair Circuit: Building Bridges Across Continents

StaBillon's presence at international fairs and conferences along with the EIC and Polish Pavilions tells the story of a company not just building technology, but building relationships and trust across global markets. Their participation strategy demonstrates the value these events bring to emerging fintech companies.

At GITEX Africa in Marrakech, the benefits of fair participation became immediately apparent. Monika Macura’s presentation during the official opening of the EIC stand was strategic storytelling of the new payment rails being introduced. Her message about the value of E-Money Tokens has been well received. When Monika Macura delivered her presentation on MiCA regulations and their impact on token accessibility, the significant interest it attracted demonstrated something crucial: the market for the stablecoin is already recognised in all parts of the world. Moreover, the EU and Poland’s funding supported StaBillon in their growth and enabled market expansion across Europe, Emirates, and Africa resonated with international audiences seeking proven, regulated solutions. These events serve as knowledge-sharing platforms that build industry understanding and trust. The engaged audience wasn't just listening—they were learning about solutions to problems they actively faced.

Paris Blockchain Week elevated this strategy further. CEO Andrzej Horoszczak's participation in "The Upcoming Era of Stablecoins" panel provided a platform to deliver a message that cut through industry noise: stablecoins aren't future technology—they're present-day necessities. His emphasis on StaBillon's turnkey infrastructure for MiCA-compliant EMT issuance, complete with product packaging, regulatory frameworks, and secure technology, positioned the company as more than a product provider—they were solution architects.

At GITEX Europe in Berlin, the EIC Pavilion drew significant attention, and discussions about European stablecoins revealed a market ready for change. Even traditional finance sectors showed openness to innovation—validation that fair participation provides direct market feedback and sentiment analysis that no research report could replicate.

The Competitive Advantage of Compliance

StaBillon's timing couldn't be more timely. The MiCA regulation, effective from June 2024 for stablecoins, introduces strict requirements including full reserve backing and transparency reports, introducing a new category of crypto-asset, an EMT (e-money token), which is a crypto-asset fully backed to a fiat currency. Non-MCA-compliant stablecoins face bans by January 2025, creating a regulatory vacuum that StaBillon is uniquely positioned to fill.

The company's technology foundation provides compelling advantages. Operating on Billon's multi-chain DLT with support for Ethereum, Tron, and Solana, StaBillon offers cross-chain functionality that ensures seamless interoperability. The underlying technology delivers impressive metrics: 530,000 transactions per second demonstrated in EU EBSI tests, no transaction fees through flat-fee licensing, and remarkable energy efficiency at 0.23 nWh per transaction.

Market Opportunity Meets Execution

The numbers tell a compelling story. The global stablecoin market hit $200 billion in late 2024, with projections suggesting $400 billion by 2025. StaBillon's initial client pipeline represents over $2 billion in monthly transaction volume, including payment processors managing $300-400 million in merchant payouts, exchanges facilitating $1 billion in trading pairs, and trade partners handling $1 billion in cross-border settlements.

This pipeline positions StaBillon to capture significant market share across three key sectors: payments processors and acquirers seeking efficient payout solutions, cryptocurrency exchanges requiring stable trading pairs, and multinational corporations managing cross-border trade flows.

The Road Ahead

As MiCA regulations reshape the European digital asset landscape and traditional finance institutions increasingly embrace EMT - E-money token solutions, StaBillon's combination of regulatory compliance, proven technology, and strategic market positioning through active fair participation creates a compelling foundation for capturing the underserved Euro stablecoin market.

The revolution isn't coming—it's already here, and StaBillon is leading the charge across continents, one fair at a time.