Berlin-based FinTech Credibur raises $2.2 million

Berlin-based FinTech Credibur has raised $2.2 million in pre-seed funding to launch its platform aimed at automating the refinancing process in the private credit market. Founded by Nicolas Kipp (ex-Banxware, Ratepay), Credibur is building a modular infrastructure platform for structured credit — covering everything from structuring and contract management to capital calls, SPV administration, and real-time data analysis.

The funding round was led by European fintech VC Redstone, with participation from MS&AD Ventures (Silicon Valley), Inovia (Canada), and notable business angels from Pliant, Topi, and beyond.

“Credibur acts as a connecting layer between lenders and institutional capital,” said founder Nicolas Kipp. “We’re building the infrastructure backbone for a market still running on spreadsheets.”

Despite a European private credit market estimated at €430 billion (ECB, 2024), many alternative lenders — including BNPL providers, leasing and factoring firms — still rely on manual, Excel-based processes. Credibur’s API- and AI-first platform aims to modernize this, offering automation, data precision, and scalable risk assessment.

With its first pilot customers onboarded, Credibur plans to use the funding to scale its team and technology as it moves out of stealth mode. Read the full article here.