By Petter Sandgren, CEO at Centiglobe The U.S. Genius Act has brought stablecoins to the forefront, igniting a debate that reaches far beyond technology. Industry leaders, policymakers, and financial institutions are now weighing in on how tokenized money could reshape global payments and market dynamics.  While blockchain and stablecoins represent important innovations, the debate often overlooks the practical realities of stablecoin payments: the costs, the risks, and the

Matthew Barnard, BBD Group Head: Financial Services Why the next wave of regulation is reshaping digital money, and what it means for the technology behind it. From regulation to reality The digital-asset space just grew up. With the passing of the GENIUS Act in the United States, stablecoins (digital assets pegged to fiat currencies like the USD or EUR), once treated as fintech experiments, now sit inside a federal framework. It spells out who may issue them, how they’re ba

By Jeremy Rodgers, Founder of Contentifai Your phone pings at 8:47 on Tuesday morning. "Running late. Ordered your flat white from Costa on Church Street instead of Pret. Queue's shorter. Ready when you arrive. Charged to Mastercard ending 4782." You didn't open an app. You didn't tap anything. You didn't even ask. Your AI agent simply knew. And paid. This isn't speculation. As of this morning, it's reality. India launched the world's first national pilot integrating its UPI

In the fintech era, choosing the right payment partner means unlocking innovation, resilience, and customer-centric experiences across every channel The payment stage is no longer just a technical detail. For merchants, it represents a crucial step in the customer experience: it must be simple, fast, and secure. A smooth payment process builds trust, encourages loyalty, and has a direct impact on revenues. Conversely, a complicated or unreliable system can become a barrier, w

By Simon Lyons, CSO of obconnect When instant payments collapsed the old “buffer of days” into seconds, the industry lost a natural defence against fraud and misdirection. Many markets responded with point solutions: partial name checks here, central files there, vendor-led widgets everywhere. New Zealand chose a different path and, in doing so, set out a blueprint for how banking infrastructure should be built in a real-time world: collaboratively, with shared rules, utiliti

Author: Sandra Danciu (Associate) with the review of Rebecca Marina (Counsel), Filip & Company The onboarding process has traditionally been a functional exercise: collecting personal details, verifying identity, running checks, setting up accounts. Now, in the pursuit of faster and smarter client journeys, financial companies are leaning heavily on artificial intelligence (AI): deploying facial recognition, automated document checks, digital signatures, and instant risk scor

1.Introduction DORA By Pierre E. Berger, Guus Elsbeek, Delphine Goens - DLA Piper The increasing digitalization of the financial sector has led to a significant reliance on ICT systems, which in turn introduces new risks to the resilience, performance and stability of the European financial system. This development prompted the introduction of the Digital Operational Resilience Act (DORA) in 2020, which entered into application on January 17, 2025.[1] As technology and (fin)

The Global Legal Entity Identifier Foundation (GLEIF) , headquartered in Switzerland, today announces that it has officially established a representative office in China within the Shanghai Lin-gang Special Area. This strategic expansion aims to support growing demand for the Legal Entity Identifier (LEI) and the verifiable LEI (vLEI) across the region. China is a key jurisdiction within the Global LEI System, with increasing adoption and application of both the LEI and the v