By Ziad Mabsout, CEO & Co-Founder of Vennre A new class of investors have come to the fore and received a lot of media attention over the last year, and they’re called  HENRYs  (High Earners, Not Rich Yet). They’re professionals in their thirties and forties with six-figure incomes and sound financial understanding. They save, invest and plan responsibly, yet find themselves locked out of the opportunities that build long-term wealth, private equity.  Their frustration, captu

By Albert Geisler Fox, CEO at Performativ Across wealth management, asset management, and banking, AI is showing up in very practical places. Not as a single program or transformation initiative, but inside day-to-day processes that support advisors, analysts, and operations teams. What we consistently see, however, is a gap between experimentation and production. Many institutions have proven that AI can be useful in isolation. Far fewer have been able to deploy it in ways t

Press release: Many countries position themselves as fintech hubs. Far fewer build the governance needed once fintech becomes economically significant and operationally complex. As Europe enters a new regulatory phase shaped by MiCA , stricter AML expectations, and closer scrutiny of non-bank financial actors, fintech policy is increasingly judged on execution. Supervisory capacity, risk management, and system integration now determine credibility. Latvia offers a useful ca

By Michael Dowling, CEO & Co-Founder Narrative There was a time when small businesses relied on the quiet power of a local banking relationship. A baker or shop owner could sit across from a bank manager who understood their street, their margins, and their worries. That relationship created loyalty and growth. When banking became centralised and cost-driven, that human layer disappeared. Michael Dowling wants to bring it back. Dowling’s inspiration comes from his childhood i

The European banking system is undergoing a structural transformation that goes far beyond the digitalisation of channels or the evolution of financial product offerings. In wealth management, the true competitive arena is no longer defined solely by performance, but by the ability to preserve existing relationships and cultivate new ones with younger generations, protecting assets under management and ensuring long-term continuity. This is the space in which WealthTech opera

By Jörg Held, Head of Portfolio Management at ETHENEA Independent Investors Many investors primarily view risk as a threat. As a result, they try to avoid uncertainty as much as possible, even though returns can only be generated when risks are consciously assumed. Warren Buffett aptly summarizes this relationship: risk arises when investors do not know what they are doing. It is therefore not essential to ignore risk, but rather to understand it, classify it, and manage it

Vincent Grard, Country Manager France - Trade Republic When Trade Republic is mentioned, it is often described as a bank. According to Vincent Grard, Country Manager France and Belgium, that label misses the point. “We position ourselves as a tech company with a full banking license,” he explains. “That changes everything—from how we build our infrastructure to how we price our products.” This positioning is more than semantics. It reflects a deliberate strategic choice that

It’s 2026. A client opens an app and asks, “Can I retire at 58, help my daughter with a down payment, and still take that Japan trip?” A digital assistant runs the numbers in seconds, then tees up the human advisor to handle the part no model truly nails: priorities, trade-offs, and emotions. That handoff, automation with empathy, is where WealthTech is headed. Here are four shifts likely to define the competitive landscape in 2026. The advisor copilot becomes standard equi