By Rebecca Marina (Counsel) and Roxana Șerban (Associate), Filip & Company Robo-advisers are transforming wealth management by offering automated investment recommendations and portfolio management. In Romania, however, the regulatory framework determines not what technology can do, but what institutions can legally offer these services. Although robo-advisers are permitted, they do not enjoy a separate regulatory regime. Instead, they are treated as a delivery method for reg

By Tracy Lai - Partner Lystar Group Why scale, regulation, and institutional complexity will define the industry’s future For much of the past decade, WealthTech innovation was defined by what investors could see. Sleeker dashboards, mobile-first interfaces, and simplified portfolio views promised broader access to professional-grade financial tools. Design and distribution were the differentiators; user experience was the battleground. That phase is now giving way to a more

By Samuel Lissner, BeyondP2P P2P platforms often advertise one headline feature: “We’re regulated.” It sounds reassuring, and it usually ends the discussion. But “regulated” is not a regulated term. In European P2P, there is a meaningful difference between frameworks built to protect investors and frameworks that mainly ensure the platform files its anti-money laundering paperwork. Good regulation does not prevent losses. What it does is reduce avoidable failure modes: commi

Press Release: QUBE Events is excited to bring back the 24th NextGen Payments & RegTech Forum - Switzerland, taking place on 5 March 2026 at the Marriott Hotel, Zurich, one of the world's leading financial centres. This prestigious forum offers valuable opportunities and powerful partnerships across all aspects of finance, from banking and payments to fintech, compliance, and regulatory technology. Proudly sponsored by: Amaranth Advisory , BioCatch , UMCA Technologies , Easy

FinanceX Magazine is proud to announce its official media partnership with AFSIC – Investing in Africa 2026 , the flagship investment conference that brings together Africa’s most dynamic business leaders, top global investors, and dealmakers in one powerful forum. Scheduled for 13 - 14 October 2026 at the Park Plaza Westminster Bridge in London, AFSIC has grown into the largest Africa investment conference held outside the continent, driving real capital flows, strategic all

By James Cantwell - Founder Wealthtech Select A few months ago I argued that many CRMs were built for the wrong business model. There is an even larger mismatch sitting in plain sight: the primary way many advisory firms communicate with clients was built for a world that no longer exists. This article was written in partnership with Fynancial . The analysis and conclusions are my own. The platform section reflects Fynancial's perspective on how a client experience platform c

By Marko Stijak - CEO Codaxy Reporting is one of those functions that only gets attention when it fails. In wealth management, pensions, and fund administration, failure is rarely dramatic. It shows up as a slow erosion of confidence: statements that arrive late, figures that are technically correct but hard to interpret, brand layouts that break across devices, and a steady stream of “small” change requests that take weeks. In our conversation with Marko, CEO of CxReports ,

By Anant Dugar Founder - Director BMD Kubera When Meera Kapoor (name changed) sold her family's pharmaceutical business for ₹280 crore ($31 million) in 2023, her wealth manager's advice was straightforward: balanced portfolio, 4% withdrawal rate, and patience. Six months later, she called us. The problem wasn't returns, it was lifestyle. Her daughter needed ₹12 crore ($1.3 million) for a London property. Her son wanted ₹8 crore for a fintech investment. She'd found a heritage