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USDC just became the EU’s first significant e-money token. From 12 November, Brussels supervises the reserves, and the annual review means it won’t be the last.

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Binance AI Pro Lets Users Build Trading Strategies by Chat

Binance AI Pro, a conversational trading agent that turns plain-language ideas into tested, automated strategies, is now open to every user of the largest crypto exchange by trading volume, with no coding and no separate sign-up. Announced on 19 October 2026 from Abu Dhabi, the agent lets a user describe the assets, conditions, parameters and risk limits they want, then builds, tests and renders the strategy as a visual workflow for review before any money moves. For finance

WealthTech's Q3 Jolt: Fewer Deals, Bigger Cheques, and an AI Layer That Finally Earns Its Keep

The Q3 2026 numbers are in, and the message to anyone building in wealth is clear. Capital is flowing again, but only to platforms that can prove the AI inside them is doing real work. The headline nobody saw coming (except the people writing the cheques) As of this week, WealthTech is enjoying its loudest funding quarter in years, and the shape of the money tells a sharper story than the total. According to FinTech Global, global WealthTech companies pulled in $2.8bn across

Stablecoin Payments: 77% of Transfers are Under $100

Small-value sends dominate activity on BNB Chain, but a handful of large transactions still move most of the money. Most stablecoin activity on BNB Chain now resembles everyday spending. In the third quarter of 2026, 77.4% of stablecoin transfers on the network were worth less than $100, according to a joint report from payments infrastructure firm Mercuryo and BNB Chain. The same rail carried a heavier parallel flow: transfers of $10,000 or more accounted for 66.2% of all va

FinanceX is an official Media Partner to Blockchain Life 2026

FinanceX Magazine is proud to announce its official media partnership with Blockchain Life 2026, the 17th edition of one of the world's most influential forums on Web3, cryptocurrency, mining, and artificial intelligence. The event takes place on 1 - 2 December 2026, at the Festival Arena in Dubai, UAE, a jurisdiction increasingly recognised as a global capital for digital assets. Firmly established as a landmark gathering for the international crypto and blockchain community

The 95 Million Euro Phone Call: How Deepfake Fraud Grew Up This Week

A 95 million euro AI-impersonation theft at Fideuram, a 40 billion dollar deepfake fraud estimate from identifAI and DORA with real teeth.

OpenWorld Tokenised Financing Plans Reach $1.1bn in Two Weeks

OpenWorld, the real-world asset tokenisation company that began trading on Nasdaq under the ticker OPNW barely two weeks ago, has announced more than $1.1bn of tokenised financing programmes. None of that figure is yet a binding commitment. Together the three announcements form a single OpenWorld tokenised financing model: one platform, one automated workflow, applied across asset classes, with the proposed acquisition of an artificial-intelligence startup named Blocksight po

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CONTRIBUTORS & INTERVIEWS

Frontier Tech Has a Plumbing Problem

By Georgijus Kocegarovas, Co-Founder and Chief Legal Officer at Baseella Every conversation about frontier technology in financial services arrives at the same shortlist: artificial intelligence, quantum computing, tokenised assets. All three deserve attention. But in regulated payments, whether any of it lands depends on something less photogenic – the core underneath, and how many other systems it has been connected to. The orchestration orthodoxy For over a decade, the acc

The Two Clocks of Quantum Fraud Detection

By Luca Collacciani, Chief Growth Officer at Cleafy Quantum computing has arrived in banking in two forms. The first breaks your cryptography: it comes with a regulatory deadline, a named owner, a steering committee and a migration plan that has been tested for years. The second might reduce fraud losses. It comes with a slide. Anyone who has spent part of a career selling the first of those knows the second is the more interesting problem. Almost every large bank with a quan

When AI Gives Investment Advice, Who Checks the Maths?

By Ildar Farkhshatov, Co-Founder and Chief Technology Officer at IVM Markets Earlier this year, at a conference in Paris, I came across a company comparing investment themes recommended by different AI models. The answers varied, sometimes considerably. Each model had a perfectly reasonable explanation for its choices. I was more interested in what happened when you checked the numbers. Researchers had been asking similar questions a year earlier. A 2025 study presented at AC

Money Doesn’t Get to Be “Probably Right”

By Rafał Kucharski, Principal Fintech Architect at The Software House A few months ago, my team at The Software House gave a chat interface the ability to move money. The first message someone typed into the test build was: “Send €500 to John.” Four words. No account number, no currency, no confirmation of which John. The model, being a model, answered with total confidence. It just wasn't the right answer. That gap between confident and correct is the real fault line in agen

Location, Location, Location: The Signal Fraud Struggles to Fake

An interview with André Ferraz by Sean Murphy The property trade has a mantra, that the three things which determine the value of a home are location, location and location. It has always described houses. It now describes, in André Ferraz's account, one of the more effective tools in the fight against online fraud, although the benefit of location is probably not what you expect. André Ferraz is the co-founder and chief executive of Incognia, a company that sells fraud detec

Beyond Banking: Embedded Finance, Open Banking and the ESG Data Gap

By Piotr Glapiński, Attorney at law, Senior Counsel at Dudkowiak & Putyra Distribution Is Changing Faster Than the Data Behind Sustainability Claims For decades, a bank was a place customers went to. Increasingly, it comes to them, often under another company's brand: credit appears at an online checkout, insurance is sold alongside a purchase, and licensed third parties can read payment account data. Banks are also expected to show that the money they lend and invest support

When AI Becomes the First Conversation: Rethinking How Fintechs Buy and Sell

By Koen Vanderhoydonk, CEO at The Connector. Something is changing in how fintechs sell, and how buyers buy I have spent a lot of time speaking with fintechs, technology providers and people on the buying side of the market. What I am seeing is not simply another shift in digital marketing or another new sales tool. AI is starting to change the conversation itself. The traditional journey was relatively straightforward. A buyer identified a problem, searched the market, visit

What Should Be in a Startup Data Room?

By John D. Evans, CFA, Founder & General Manager at SEIML Most early-stage startups don’t prepare a proper investor data room until investors ask for it. By then, the fundraising process has already slowed down. One of the fastest ways for a Founder to build credibility with investors is a well-organised data room. Yet many early-stage companies overlook it until the fundraising process is already underway. That usually creates unnecessary friction. A well-prepared data room

Europe’s Next Energy Frontier Is Above Us

By Jasper Deprez, Founder & CEO at TerraSpark Space-based solar power sounds like an enormous technological bet. The more interesting question for finance may be whether we can turn it into a sequence of investable ones. Imagine collecting solar energy in space and transmitting it wirelessly to Earth, wherever it is needed. A factory in Germany. A data centre in Luxembourg. An island thousands of kilometres from the nearest power plant. The idea is called space-based solar po