Filip & Company

By Bianca Nedelcu (associate) and Sandra Danciu (associate), with the review of Camelia Iantuc (senior associate) - Filip & Company In the context of the accelerated transformation of the credit granting process and increasing consumer demand for fast and easily accessible financial services, financial institutions in Romania are adopting new technological solutions: from remote customer identification to fully digital conclusion of credit agreements. However, with speed comes complexity....

By Camelia Iantuc & Sandra Danciu, Filip & Company Romania is rapidly emerging as a hub for InsurTech innovation, with startups transforming the insurance landscape through smart contracts, parametric policies, and decentralized oracles. These innovations promise faster claims, lower operational costs, and more transparent risk management; however, success requires more than technology alone. Founders and investors must also navigate the legal and regulatory frameworks to scale effectively...