Tracy Lai

By Tracy Lai, Lystar Group The first half of 2026 has moved at remarkable speed. Evolving policy, advances in artificial intelligence and continued innovation across financial services have competed for attention across news outlets, Money20/20 Europe and other major industry events. As we reach the midpoint of the year, however, it is worth stepping back from the daily news cycle to consider a more important question: What has mattered most? Many of the year's most significant developments...

By Tracy Lai, Lystar Group Banking is no longer defined by banks themselves. Financial services are increasingly embedded into digital platforms, commercial ecosystems and data networks that extend far beyond the traditional financial sector. At the same time, growing demands for transparency, interoperability and sustainability are forcing institutions to operate more openly, collaboratively and accountably than ever before. These developments are reshaping embedded finance, open banking,...

By Tracy Lai, Partner at Lystar Group Compliance has played a pivotal role in financial infrastructure but has long been overshadowed by more visible layers of fintech innovation. What continues to stand out to me is how some of the most meaningful changes in markets often begin inside the control function itself. This article explores the transformational impact of automation, AI-supported reporting, and supervisory technologies on modern enterprises and evolving global standards. Along the...