Sean Murphy

Editor

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Editor-in-Chief

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Join date: Dec 18, 2024

About

Editor-in-Chief, FinanceX Magazine

Sean Murphy is Editor-in-Chief of FinanceX Magazine and the voice behind most of the publication's interviews, sitting down with the founders, executives, and innovators shaping the global financial industry. His conversations bring out the human side of the businesses driving change in FinTech, lending, open finance, and beyond.

Sean has been part of the financial services industry since 2015, when he founded the Open Banking start-up Ajen. That venture laid the groundwork for Simpler Mortgages, Ireland's first digital mortgage broker, where he served as CEO for nearly five years until the company's acquisition in 2022. He now also works with The Connector, helping financial services companies innovate and adapt to emerging technologies, shifting markets, and evolving customer expectations.

A Qualified Financial Advisor (QFA) and Compliance Officer (LCI), Sean's editorial focus tends to gravitate toward open finance, lending, compliance, and anything customer-facing or UX-driven - the areas where, in his view, the industry's most interesting stories are still being written.

Posts (11)

Jun 9, 2026 ∙ 4 min

Fraud has not been solved.It has been redistributed.

An interview with Julien Gabillet, by Sean Murphy A consumer receives a package, takes a quick photo, and asks a generative AI model to add a tear or a scuff mark. The doctored image then travels to the issuing bank with a refund request attached. The product is fine. The customer keeps both the goods and the money. According to Julien Gabillet, Lead Risk Director at Visa Europe for France, Belgium and Luxembourg, this kind of first-party fraud now represents around a fifth of fraudulent...

Jun 8, 2026 ∙ 3 min

How Global Trade Survives a Changing Rulebook

An interview with David Henig by Sean Murphy Some of the most consequential changes happening in cross-border payments have nothing to do with legislation, a stablecoin launch, or new corridors going live. The broader issue is the regulatory baseline fragmenting under everyone's feet. David Henig, a director at the European Centre for International Political Economy in Brussels, has spent the past few years watching that drift up close. His conclusion is the many global companies may find...

May 18, 2026 ∙ 3 min

Coins.ph’s Plan to Turn Stablecoins into Pocket Money

By Sean Murphy, Editor-in-Chief at FinanceX Magazine Pressed on what Coins.ph’s new QR-for-crypto product is really trying to solve, Amira Alawi, Coins.ph’s Global Marketing Director, keeps coming back to a single image: a Filipino grandmother paying for her groceries with stablecoins as easily as she does with cash. It is not a marketing slogan so much as a design test. Can she scan a QR code at her local sari-sari store and barely notice the difference from cash? Coins.ph, is the largest...