The US Just Decided Who Regulates Insurance AI. It’s Not Washington
By Reuben John, Founder & CEO at True Aim AG On 1 July 2025, the United States Senate voted 99 to 1 to strip a proposed moratorium on state AI laws out of the budget bill. The House passed the amended bill two days later and it was signed into law on 4 July. Nothing then stopped a single state from writing its own rules on how insurers use artificial intelligence. For anyone trying to read where US insurance AI regulation is heading, that vote is the whole story. There will be no single...
