Two Months Until CCD2 Comes Into Force. Are Banks Ready For the Non-Discrimination Principle?
By Enrique Velázquez, Chief Data & Policy Officer, Mifundo On November 20th 2026, the revised Consumer Credit Directive (CCD2) will begin to apply across the European Union. One provision deserves particular attention from banks preparing for implementation: the non-discrimination principle introduced in Article 6. Article 6 requires that the conditions for obtaining consumer credit do not discriminate on grounds such as nationality or place of residence. The timing is significant, as...
