From Instant to Confident Decisions: How Open Banking Is Reshaping Lending
By Bartosz Pundyk, Head of Growth at Kontomatik Digital lending has spent the past decade pursuing one goal above all others: speed. Paper applications have given way to digital onboarding, manual underwriting has been supplemented by automation, and what once took days can now happen in minutes. Speed, however, is no longer the industry's defining competitive advantage. Today's challenge for lenders is more complex. They must continue delivering near-instant decisions while demonstrating...
